Disclaimer

Important Information

This disclaimer governs your use of Zorandelamedia financial planning subscription services. By accessing our services, you acknowledge and agree to the terms outlined below. Please read this disclaimer carefully before using our investment planning and portfolio management services.

Last Updated: June 26, 2025

General Information

The information provided through Zorandelamedia's financial planning subscription service is for general informational purposes only. Our investment advice and portfolio management recommendations are based on general market conditions and may not be suitable for all individuals. Asset allocation strategies and risk management approaches should be evaluated based on your personal financial situation.

Financial markets involve inherent risks, and past performance does not guarantee future results.

Information Accuracy

While we strive to provide accurate and up-to-date financial planning information, market conditions change rapidly. Our investment research and portfolio analysis are based on available data at the time of publication. We cannot guarantee the accuracy, completeness, or timeliness of all financial information provided.

Professional Advice

Our financial planning subscription service provides general investment guidance and should not replace professional financial advice. We recommend consulting with qualified professionals for:

• Tax planning and legal compliance matters
• Complex investment structures and estate planning
• Personalized retirement planning strategies

Limitation of Liability

Zorandelamedia shall not be liable for any financial losses resulting from the use of our investment planning services. Our liability is limited to the extent permitted by South African law.

We specifically exclude liability for consequential or indirect losses arising from investment decisions.

External Links

Our service may contain links to external financial institutions, investment platforms, or market data providers. We do not endorse or assume responsibility for the content or services of these external sites.

Users access external links at their own risk and should review the terms of service of third-party providers.

Investment Results

Investment performance varies based on market conditions, risk tolerance, and individual circumstances. Results shown in our portfolio examples or case studies are not indicative of future performance.

Client Testimonials

Testimonials reflect individual experiences and may not represent typical results. Investment outcomes depend on various factors including market timing, risk management, and personal financial goals.

Individual results may vary based on personal circumstances and market conditions.

Indemnification

By using our financial planning services, you agree to indemnify Zorandelamedia against any claims arising from your investment decisions or use of our advisory services.

Changes to Disclaimer

We reserve the right to modify this disclaimer at any time. Changes will be effective immediately upon posting. Continued use of our services constitutes acceptance of any modifications.

Contact Information

For questions regarding this disclaimer or our financial planning services, please contact us: